This program is a version of a balloon payment schedule that demonstrates the effect of reducing initial payments and either making a large payment at the end of the balloon period or refinancing the loan. It will run under Win 95, 98, Me, NT4,XP, & 2000. Bankers are currently touting mortgages with a one to five year balloon. What they don't tell you is that the interest is usually based on a 30 year term.

Never loose valuable data again! Edit and backup your phonebook, view hidden security features, create your own eye-googling logos and crowd-stopping ringtones. If you use a Nokia mobile phone, MobiManager can help you to edit your phone book; backup and restore the contents of your cellphone; personalise your cellphone with designer logos and custom ringtones; send logos and ringtones to friends; SMS your friends and customers.

Web OfficeView allows you to use your web browser to run a virtual in-out board. The board displays standard or customized remarks, such as "in", "in but unavailable", "on vacation until X", and so on. Because your whereabouts is known, office workers can give informed responses to phone calls.. The program also includes a messaging system (can be disabled) and a screen that displays employee information, such as the telephone, fax, pager etc

JRK Software is a company dedicated to developing the best quality self-testing and training products for the computer professional market. We working to provide the most valuable simulations of Microsoft, Cisco and CompTIA Certification exams. Our exams are the most valuable simulations of IT certification exams available. Using our EasyCert exam simulations, you can be certain you have learned the materials and are ready to pass the real exam.

BHO Scanner gives you a quick look at the BHOs installed on Remote PC.It is known that the browser helper objects are loaded each time the browser is started up. Some BHOs are helpful, like the Adobe Acrobat or Google, but there could be malicious ones among them that will harm your computer, especially those planted by viruses or spyware. BhoScanner allows you to discover browser helper objects of your computer including parasites and trojans.

Spy-Ad Exterminator looks through your computer's memory, hard drives, and registry for spyware, adware, worms, hijacks, keyloggers, IE Toolbars, BHOs, etc . Items found are possible to be deleted, ignored, or quarantined. - Fast scan engine - Realtime Monitor - IE Plugins Explorer - LSP Explorer - Possibility to restore quarantined files - More then 20,000 pests - Spy-Ware database Web-Update

A popup killer for Internet Explorer with the smarts to allow desired popups and block only unwanted ones, so it doesn't interfere with normal browsing. Requires NO additional configuration to start working! Every blocked window can be easily recovered and opened by simply double-clicking on an icon, so information is never accidentally lost! popSmarts is integrated into the Internet Explorer browser itself, using an Explorer Bar interface.

Scan and remove any spyware programs on your PC, and help protect yourself from password stealing and identify theft. This also includes a free system evaluation from a programmer to help examine and cleanup your system (you simply email in your generated data log). This will detect various spy programs, including password stealing programs, chat and email logging software, and various ad related popup programs.

iSeekTraffic greatly simplifies the submission of your site to over 150,000+ search engines, directories and links pages in our database. With the ability to click on the links for proof your being listed! Automatic Doorway Page Generator! Automatically create pages that are optimized for improved results on the search engines and directories. Web Position Analyzer! Find out exactly where you are listed in the TOP Search Engines and Directories.

JTM is a highly customizable and easy to implement tree based multi-level menu. It consists of many optional components like an additional applet to display an image to each topic, 3 state icons, automatic scrollbars, definition of font styles, gif animations (also as background image), progressbar while loading and much more...

View-IT! is an easy-to-use program for creating template-based photogallery websites - in immersive 3D. An Internet-ready, immersive 3D photogallery need take no longer than a few minutes to complete. No coding is required. View-IT!'s demo version includes one environment. The full retail version includes eight environments in different construction styles with full functionality and the ability to use additional templates as available.